Still iffy about whether I'll make top 1000 on the co-op tournament. Redirected my focus to money making and top 1000 in the TDM (and actually stumbled upon a parts setup I like better for my Reaper). But in general I'm not worried. I wasn't planning on using any of the coins right away anyway, just gathering them for later spoils. I know I'm never going to finish the tree, which was my goal when first starting this game two years ago, and with the countdown clock running on the life of this game, it's all about enjoyment of the time left.
I'll get my Mobius 2 up to Lvl 20, what will be my first Lvl 20 plane. I'll keep gathering coins until I can grab up the X-02 Knight, and level that one up to ~15. Then if I've got money left after all that, I'll think about splurging on one ot the uber planes, likely Adler.
But that just means slwoly ticking away at the tournemants that come, not pushing too hard up the rankings now since that library of prizes will apparentlly remain until the end of the game.